Bitcoin 101: Essential Crypto Knowledge for Real Estate Agents

June 26, 2025

With Bitcoin hitting $106,900 and crypto-backed real estate loans surging 333%, understanding cryptocurrency is no longer optional for competitive agents. Here's your essential Bitcoin primer.

What Is Bitcoin?

Bitcoin is digital money that exists on a decentralized network called blockchain. Unlike traditional currency controlled by governments, Bitcoin operates independently with a fixed supply of 21 million coins.

Key Fact: Bitcoin's market capitalization exceeds $2.1 trillion, making it larger than most Fortune 500 companies.

Why Bitcoin Matters for Real Estate

Three critical developments make Bitcoin essential for agents:

  • Wealth Creation: 154% price increase since January 2024

  • Market Size: 65 million American crypto owners

  • Purchase Power: Average Bitcoin millionaire holds $2.5 million

How Clients Use Bitcoin for Property

Crypto holders typically avoid selling Bitcoin due to capital gains taxes up to 37%. Instead, they use crypto-backed loans with these benefits:

  • No tax event triggered

  • 9.6-hour average funding (vs. 30-45 days traditional)

  • 50% loan-to-value ratios standard

Client Identification Tips

Bitcoin owners often work in technology, finance, or entrepreneurship. They value privacy, efficiency, and innovative solutions. 67% plan to increase holdings in 2025, creating ongoing real estate opportunities.

Master these basics to confidently discuss crypto with clients. Next step: Partner with platforms like Milo or Ledn to offer crypto-backed financing solutions.